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Access Scratch Financial's Terms of Service for your practice by going to the Account tab of your Scratch Dashboard, then select the Your Scratch Financial Terms tile.


Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.