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Access Scratch Financial's Terms of Service for your practice by going to the Account tab of your Scratch Dashboard, then select the Your Scratch Financial Terms tile.

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Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.