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Scratch Pay Provider Fees

With Scratch Pay plans,* there are no clinic setup or monthly fees, software or hardware installs, or lengthy commitments. The only cost associated with Scratch Pay plans is a flat provider fee on the payment plans your clients use at your practice.

The rate of your practice’s provider fee varies based on your industry:


Provider Fee

(% of total finalized Scratch Pay Amount)





Addiction Treatment


*Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.

Find more information on your industry: