Have your patients or clients visit scratchpay.com on their computer, tablet, or phone, enter their phone number, and click Find A Payment Plan to begin our 90-second application. The application will ask for basic personal, employment, and treatment cost details.

Once the application is finished, most applicants will instantly receive a decision on their payment plan options. They can review these options and then choose Agree and Submit if they want to proceed with one of the presented plans.

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Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.