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Log in to your Scratch Dashboard at using the email address you used to sign up for Scratch along with the password you created. If you do not remember your credentials, select "Forgot your password?" and follow the prompts.

Alternatively, to sign in using a login link we'll send to your email inbox, click "Send me a login link."


Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.