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No! With Scratch Pay plans, you don’t have to check IDs, photocopy credentials, or gather any sensitive information. We take care of that on our end during the application and approval process.

You are also not required to maintain records for any specific time period for patients or clients who have used Scratch Pay plan financing.


Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.