The funds for all Scratch Pay plans finalized at your practice each day are paid out in a single daily lump sum payment the following day, minus the provider fee. This payout typically takes 2-3 business days to land in your bank account.
All payments will have the statement descriptor "Scratch Payables." If you are affiliated with a multisite group, you will have the ability to include a specific location code in your statement descriptor.
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Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.